SMS Terms

Effective Date: July 8, 2026

Last Updated: July 8, 2026

These SMS Terms describe how Vittoro Credit Consulting ("Vittoro," "we," "us," or "our"), a DBA of Vittoro Holdings LLC, communicates with you by text message (SMS). These SMS Terms do not constitute legal advice.

Consent

By providing your phone number and opting in through our website, contact form, or booking process, you consent to receive SMS text messages from Vittoro Credit Consulting related to appointment confirmations, reminders, and consultation updates. Consent to receive SMS messages is not a condition of purchasing any services.

Message Frequency

Message frequency varies depending on your interactions with us, such as scheduling or attending a consultation.

Message and Data Rates

Message and data rates may apply, depending on your mobile carrier and plan.

How to Opt Out (STOP)

You may opt out of SMS messages at any time by replying STOP to any message you receive from us. You will receive one final message confirming your opt-out, and no further messages will be sent unless you opt back in.

How to Get Help (HELP)

Reply HELP to any message for assistance, or contact us through our website contact form.

Carrier Disclaimer

Carriers are not liable for delayed or undelivered messages. Wireless carriers are not responsible for the content of these messages.

Privacy

Your phone number and related information are handled in accordance with our Privacy Policy. Your information will not be shared with third parties for marketing purposes.

Contact Information

Questions about these SMS Terms may be directed to us through our website contact form.

Vittoro Credit Consulting is a DBA of Vittoro Holdings LLC. We provide consulting and educational services. We are not a lender, bank, credit bureau, law firm, or accounting firm. Funding approvals and financial outcomes vary based on individual circumstances.